Terms and Conditions

Welcome to PowerFunds (PowerFnds Ltd). These Terms and Conditions ("Terms") govern your use of our website ("Site") and the fund rankings and information provided on PowerFunds (PowerFnds Ltd). By accessing or using this Site, you agree to comply with these Terms. If you do not agree, please refrain from using the Site.

1. General Disclaimer

PowerFunds (PowerFnds Ltd) provides information and analysis for general informational purposes only. We do not provide investment advice, personal recommendations, or portfolio management services. Nothing on this Site constitutes a recommendation to buy, sell, or hold any investment. You are solely responsible for your investment decisions.

2. Regulatory Compliance

PowerFunds (PowerFnds Ltd) does not carry out regulated activities, including advising on investments, managing investments, or arranging deals in investments.

PowerFunds (PowerFnds Ltd) is not authorised or regulated by the UK Financial Conduct Authority (FCA). As such, any information provided on this Site should not be construed as regulated financial advice. If you require personalised investment guidance, we strongly recommend consulting a qualified financial professional.

3. Limitations of PowerFunds (PowerFnds Ltd) Rankings

• PowerFunds (PowerFnds Ltd) rankings are not definitive assessments of performance and do not indicate creditworthiness or risk.
• Rankings are based on publicly available data and proprietary methodologies, which may change over time.
• PowerFunds (PowerFnds Ltd) does not guarantee the accuracy, completeness, or timeliness of its rankings and accepts no liability for any errors or omissions.
• Users should not rely solely on PowerFunds (PowerFnds Ltd) rankings for investment decisions and should conduct independent research or seek professional advice before making any financial commitments.

4. Investment Risks

Investing in financial assets carries inherent risks, including the potential for loss of capital. Past performance is not indicative of future results, and there is no guarantee that any investment will achieve its intended objectives. External factors such as economic conditions, regulatory changes, market fluctuations, and geopolitical events may impact fund performance.

5. Limitation of Liability

To the fullest extent permitted by law:

• PowerFunds (PowerFnds Ltd) disclaims all warranties (express or implied) regarding the Site, rankings, and content.
• PowerFunds (PowerFnds Ltd) shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of or reliance on information provided on this Site.
• We do not accept liability for losses resulting from investment decisions made based on our rankings.

6. Use of Data & Intellectual Property

• The content, data, and rankings provided by PowerFunds (PowerFnds Ltd) are protected by copyright and intellectual property laws.
• Users may not reproduce, distribute, or exploit PowerFunds (PowerFnds Ltd)' proprietary rankings or content without prior written consent.
• PowerFunds (PowerFnds Ltd) may use third-party data sources, and while we strive for accuracy, we are not responsible for inaccuracies in such data.

7. Third-Party Links and Advertising

We may receive compensation from third-party providers if you click on links or open accounts through our platform. These arrangements do not influence our rankings, which are based on objective methodologies.

This Site may contain links to third-party websites or advertisements. PowerFunds (PowerFnds Ltd) does not endorse or assume responsibility for the content or accuracy of external sites.

If PowerFunds (PowerFnds Ltd) receives compensation or commissions from third-party links or referrals, this will be disclosed accordingly.

8. User Responsibilities & Conduct

By using PowerFunds (PowerFnds Ltd), you agree to:

• Not misuse the Site or rely solely on rankings for investment decisions.
• Not attempt to alter, hack, or compromise the integrity of the Site.
• Abide by all applicable laws and regulations related to investment and financial information.

9. Privacy & Data Protection (GDPR Compliance)

PowerFunds (PowerFnds Ltd) complies with UK GDPR and is committed to protecting user privacy. Any personal data collected will be processed in accordance with our Privacy Policy. We do not sell or share user data without consent.

10. Modifications to Terms

PowerFunds (PowerFnds Ltd) reserves the right to modify these Terms at any time. Continued use of the Site following any changes constitutes acceptance of the revised Terms. Users will be notified of significant updates.

11. Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.